LOWEST Down Payment Programs Available 2018


There are many programs available that can help reduce the SHOCK of how much you need to qualify to buy a home.  Here are just a few brief descriptions on what you will need when buying a home:

Down payment and the percentage is the amount of money you will need to show that you have to purchase a home.  EXAMPLE: if the requirement says 3%:  You take the Purchase Price of the home and Multiply it by the 3%:  $150000 Price x 3% = $4500 This is the amount of money you will need to PROVE that you have available to you or in many cases the money can be GIFTED to you.

Here are the programs available with the LOWEST Down Payments

  • VA & USDA offer 100% Financing
  • FHA requires a minimum of 3.5% Down payment
  • Fannie Mae & Freddie Mac Both have Special programs that can get you into a home with 3% Down payment
  • Standard Conventional Mortgage typically requires 5% Down payment


The WithIn Reach Grant will give you up to $15000 to use toward your down payment and any additional costs that you may incur.

Seller Credits:

I advise many of my clients who have just the minimum amount for a down payment to advise Our Realtor Partner that we are looking for a SELLER CREDIT:  A Seller Credit is having the Seller issue a Credit/Rebate at the closing to cover items such as Title Fees, Attorney Fee, Appraisal and other items.

Regulatory Information: Nationwide Multistate Licensing System's Consumer Access Website" (www.nmlsconsumeraccess.org), Premier Financial Services, Inc. NMLS #266214. The State of Illinois | Division of Banking located at 100 W Randolph St, Chicago, IL 60601 (312) 814-4500 | NMLS # 266214 Dan Frio NMLS 246527