Credit Problems and Need Help

Many Homeowners or potential Homeowners seek guidance in other areas of the financial sector for many reasons:


Debt Relief:

CLICK ABOVE Don’t put it off any Longer

Do you have credit cards and/or other unsecured debts and need a solution to resolve them as quickly as possible, for the greatest savings, based on the funds that you have available? While there are many options, the key is identifying the best option for you based on your unique financial situation and goals.   We have several debt relief options available. Learning what your options are and which is the best is a good start to helping you start resolving your debts. All of our consultations are free, confidential and with no-obligation

Tax Debt Relief:

We are able to assist with your state or IRS tax issues. Taxing authorities have numerous extremely strong methods for collection, so if you do have tax debt issues, take action immediately. 


Debt Settlement:


Debt settlement, also known as debt negotiation, debt reduction, debt forgiveness, or debt arbitration, is a process where you are in the driver’s seat. Instead of being a slave to credit card companies’ minimum payment guidelines and lifetime payments, you make a payment based on what you can afford (within program guidelines).


Then, for the debts remaining, your arbitrator negotiates to reduce the amount owed as much as possible and finalize each account as quickly as possible based on the money available. The result is paying off your debts much sooner and for a lower payoff than most other options

Debt Negotiation:

Just to be clear, debt negotiation is part of debt settlement and many times debt settlement is referred to as debt negotiation. We have separated it out here to provide you additional information on this program. Before we start negotiating with your creditors, we begin with a free counseling session to see if our program works for you. We explain every detail and walk you through the process. Our debt counselors explain how the savings plan part of the process works and, of course, the most important part, how we negotiate your debts with your creditors. Learn more about debt negotiation as a debt relief option and whether it’s a good fit for you.

Debts We Can Help With:

  • Credit Cards
  • Personal Loans and Lines of credit
  • Medical Bills
  • Collections and Repossessions
  • Business Debts
  • Certain Secured Debts*
  • IRS Debt and Back Taxes
Regulatory Information: Nationwide Multistate Licensing System's Consumer Access Website" (, Premier Financial Services, Inc. NMLS #266214. The State of Illinois | Division of Banking located at 100 W Randolph St, Chicago, IL 60601 (312) 814-4500 | NMLS # 266214 Dan Frio NMLS 246527