Category: Uncategorized

5 Steps To Buying Your First Home

  Step 1-  Getting Pre-Approved to Shopping for a Home The BIG 3 elements in obtaining a Home Loan are : Credit:  Knowing your credit score will not only help you but will also help your Mortgage company determine the BEST Program to fit your goals.  In this area, I strongly suggest using MyFico.  This company […]


I found through a Friend who introduced me to this site.  At first, I was skeptical as usual when I see FREE Credit Score and all the bells and whistles attached to it.  However, I decided to give it a shot an was pleasantly surprised.  The site took me 2 minutes TOPS to create an […]

What are Seller Credits or Seller Concession

When purchasing a home you might hear the phrase “Seller Credit” or “Seller Concession.”  So what exactly is your Realtor or Mortgage person talking about when they say this? A Seller Credit -or- Seller Concession is a credit that the seller is giving you to cover things such as closing costs.  These creditcan be apply […]

REVERSE MORTGAGE Keep your home with a Reverse Mortgage

The Primary reason Seniors do not look into qualifying for a Reverse Mortgage is Mis-Information: I was recently asked to appear on a talk show where a Real Estate attorney asked me to clear up the misinformation that he as well as his clients had in regards to a Reverse Mortgage.  How this all came about […]

The Law Firm I Personally Recommend

  Give them a call to get started today.   When you call, they provide you with a: FREE personalized credit consultation FREE access to your TransUnion report summary FREE credit report audit on all your accounts FREE score evaluation and recommended solution   the firm began its consumer law practice in the early 1990s. By emphasizing strict regulatory […]

Credit Sesame VS Credit Karma

Credit Sesame VS Credit Karma Which ONE should you CHoose and Why?   With so much hype today about Credit Reports, Credit Scores and Identity Theft you don’t have to look far before you can find a few AMAZING sites that offer these products for you and get this, they are 100% FREE.  Truly, there are […]
Regulatory Information: The State of Illinois | Division of Banking located at 100 W Randolph St, Chicago, IL 60601 (312) 814-4500 | NMLS # 266214 Dan Frio NMLS 246527