Introducing UltraFICO Score

Introducing UltraFICO Score

Starting in 2019, Lenders will have access to The NEW UltraFICO credit scoring system.  For the first time, consumers will have the opportunity to give permission to include their personal Checking and savings account information.  This new Scoring model is designed to help those with little to NO Credit as well as those that just fall short […]

Boost Your Credit Score Fast With These 7 Simple Tips

By now you are aware that your Credit Score determines everything from getting approved for a credit card to the interest rate you will get on a car or mortgage-or whether you will get a loan at all.  In September 2018 a study showed that the Average FICO credit score hit an all-time high.  For […]

What is the most accurate credit score site?

Free Credit Scores are the RAGE these days with a new one popping up every day.  Are these Sites the best place to go if you’re looking for an Accurate Score that Credit Card, Auto Dealerships, Insurance Companies, and Mortgage Lenders Truly use.  I hate to tell you this but NO.  Most of the free credit score companies […]

Did you know you have more than one FICO® Score?

Over the past 25 Years, the FICO Score has become the most widely used Credit Tool for Lenders when looking at a persons credit profile.  The Scoring system has been evolving over time and has been updated numerous times over its lifetime.  What was once considered Below Average Credit may now be deemed satisfactory due […]

Down Payment Assistance Programs | Explained

Why are my Realtor Partners Are Selling More Homes in 2018 than their competition?   Imagine if you were able to provide your clients with a Down Payment Program that provides: More Money than IHDA | up to $20,000 Lower Rates Lower Fees Lower Credit Score requirements No Repayment required or a MAX of 3 […]

Top 3 Questions week of Sept 9th 2018

Top 3 Questions that I was asked by Clients this week: Credit Score:   What Score is used and what is the Min Score needed to buy a home? Can you use Social Security Income to qualify for a Mortgage? How much are Closing Costs to get a Mortgage?   CREDIT SCORE: This is probably the […]

Common Questions For First-Time Home Buyers

Now that you have decided to buy your First Home your wondering what to do to get the process started.  The best recommendation I can make is to find a Professional Mortgage Broker as well as a Full-Time Realtor who knows the area that you are interested in living.  These are very exciting times but can […]

5 Steps To Buying Your First Home

  Step 1-  Getting Pre-Approved to Shopping for a Home The BIG 3 elements in obtaining a Home Loan are : Credit:  Knowing your credit score will not only help you but will also help your Mortgage company determine the BEST Program to fit your goals.  In this area, I strongly suggest using MyFico.  This company […]


I found through a Friend who introduced me to this site.  At first, I was skeptical as usual when I see FREE Credit Score and all the bells and whistles attached to it.  However, I decided to give it a shot an was pleasantly surprised.  The site took me 2 minutes TOPS to create an […]
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